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…What can be discerned from the chamber summons and the supporting affidavit of George Karolyi sworn on 11th September, 2003 is that the defendant is unable to settle the decretal sum at one go but can gradually settle by instalments…

…(ii) A sum of Kshs. 25,000/= per month for twelve months from the date of completion of the instalments in (i) above and (iii) Kshs.35,000/= per month for 12 months from the last date of payments in (ii) above.…

…The Kshs 7 million was to be repaid by fourteen semi annual instalments of Kshs 0.5 million payable on 30.6 and 31.12 in each yea.…

…The loan was to carry interest at 15% p.a. and in default of any instalment on due date the company would pay interest at 17% on the sum remaining in default.…

…they as counsel formed the opinion that the defendants had no defence to the plaintiffs’ claim and the managing director told them to put in a holding defence which they did, after doing so he was told to negotiate for instalments…

…If the consent was invalid the deputy managing director and legal officer of the defendant could not have called on Mr Chebseba after entry of judgment to make proposals for payment by instalments.…

…There is however an express admission of the debt in the letter save for interest charged and there is a proposal for payment by specied instalments.…